{"id":24,"date":"2017-06-15T19:57:19","date_gmt":"2017-06-15T19:57:19","guid":{"rendered":"http:\/\/inspirythemesdemo.com\/realplaces\/?p=24"},"modified":"2020-07-13T09:11:05","modified_gmt":"2020-07-13T02:11:05","slug":"real-estate-valuation-is-needed-when-buying-settlement-houses-in-america","status":"publish","type":"post","link":"https:\/\/www.bishomeusa.com\/vi\/2017\/06\/15\/real-estate-valuation-is-needed-when-buying-settlement-houses-in-america\/","title":{"rendered":"C\u1ea7n \u0110\u1ecbnh Gi\u00e1 B\u1ea5t \u0110\u1ed9ng S\u1ea3n Khi Mua Nh\u00e0 \u0110\u1ecbnh C\u01b0 T\u1ea1i M\u1ef9"},"content":{"rendered":"

C\u00f4ng Ty CP \u0110\u1ea7u T\u01b0 & Th\u1ea9m \u0110\u1ecbnh Qu\u1ed1c T\u1ebf \u0110\u00f4ng D\u01b0\u01a1ng (INA) l\u00e0 \u0111\u01a1n v\u1ecb th\u1ea9m \u0111\u1ecbnh gi\u00e1 b\u1ea5t \u0111\u1ed9ng s\u1ea3n qu\u1ed1c t\u1ebf \u0111\u1ea7u ti\u00ean t\u1ea1i Vi\u1ec7t Nam, ph\u1ee5 v\u1ee5 cho t\u1ea5t c\u1ea3 c\u00e1c \u0111\u1ed1i t\u01b0\u1ee3ng kh\u00e1ch h\u00e0ng \u0111ang sinh s\u1ed1ng v\u00e0 l\u00e0m vi\u1ec7c t\u1ea1i Vi\u1ec7t Nam, c\u0169ng nh\u01b0 t\u1ea1i c\u00e1c n\u01b0\u1edbc c\u00f3 v\u0103n ph\u00f2ng li\u00ean k\u1ebft ho\u1ea1t \u0111\u1ed9ng. N\u1ebfu b\u1ea1n v\u1eeba sang M\u1ef9 nh\u01b0ng mu\u1ed1n mua m\u1ed9t c\u0103n nh\u00e0 v\u00e0 ch\u01b0a bi\u1ebft b\u1eaft \u0111\u1ea7u t\u1eeb \u0111\u00e2u th\u00ec nh\u1eefng h\u01b0\u1edbng d\u1eabn sau \u0111\u00e2y s\u1ebd gi\u00fap b\u1ea1n c\u00f3 nh\u1eefng \u0111\u1ecbnh h\u01b0\u1edbng \u0111\u00fang nh\u1ea5t.<\/p>\n

Nh\u1eefng b\u01b0\u1edbc \u0111\u1ecbnh gi\u00e1 b\u1ea5t \u0111\u1ed9ng s\u1ea3n khi mua nh\u00e0 \u0111\u1ecbnh c\u01b0 t\u1ea1i M\u1ef9<\/strong><\/h2>\n

1. X\u00c1C \u0110\u1ecaNH \u0110\u1ecaA \u0110I\u1ec2M MUA NH\u00c0<\/strong>
\nC\u00e2u h\u1ecfi \u0111\u1ea7u ti\u00ean trong qu\u00e1 tr\u00ecnh mua nh\u00e0 b\u00ean M\u1ef9 l\u00e0 ph\u1ea3i x\u00e1c \u0111\u1ecbnh \u0111\u1ecba \u0111i\u1ec3m mua nh\u00e0. T\u00f9y thu\u1ed9c v\u00e0o v\u1ecb tr\u00ed \u0111\u1ecba l\u00fd m\u00e0 gi\u00e1 th\u00e0nh c\u00e1c c\u0103n nh\u00e0 kh\u00e1c nhau. S\u1edf d\u0129 s\u1ef1 ch\u00eanh l\u1ec7ch gi\u00e1 c\u1ea3 \u0111\u00f3 \u0111\u1ebfn t\u1eeb s\u1ef1 kh\u00e1c nhau v\u1ec1 t\u1ea7n su\u1ea5t c\u1ee7a c\u00e1c d\u1ecbch v\u1ee5 kh\u00e1c nhau ph\u1ee5c v\u1ee5 cho c\u00e1c nhu c\u1ea7u trong cu\u1ed9c s\u1ed1ng, s\u1ef1 ph\u00e1t tri\u1ec3n c\u1ee7a khu v\u1ef1c \u0111\u00f3.<\/p>\n

N\u1ebfu b\u1ea1n c\u00f3 t\u00e0i ch\u00ednh d\u01b0 gi\u1ea3 th\u00ec c\u00f3 th\u1ec3 c\u00e2n nh\u1eafc mua nh\u00e0 t\u1ea1i c\u00e1c th\u00e0nh ph\u1ed1 l\u1edbn, c\u00f3 kh\u00ed h\u1eadu d\u1ec5 ch\u1ecbu, kinh t\u1ebf ph\u00e1t tri\u1ec3n, hi\u1ec7n \u0111\u1ea1i v\u00e0 c\u00f3 nhi\u1ec1u khung c\u1ea3nh \u0111\u1eb9p nh\u01b0 Los Angeles, San Francisco, Hawaii,... N\u1ebfu b\u1ea1n mu\u1ed1n mua nh\u00e0 \u0111\u1ec3 ph\u1ee5c v\u1ee5 cho nhu c\u1ea7u h\u1ecdc t\u1eadp c\u1ee7a con c\u00e1i c\u00f3 th\u1ec3 l\u1ef1a ch\u1ecdn mua nh\u00e0 \u1edf California, Washington, Texas, Oregon, \u2026 \u0110\u00e2y \u0111\u1ec1u l\u00e0 nh\u1eefng n\u01a1i t\u1eadp trung r\u1ea5t nhi\u1ec1u tr\u01b0\u1eddng h\u1ecdc uy t\u00edn t\u1ea1i M\u1ef9.<\/p>\n

2. THI\u1ebeT L\u1eacP NG\u00c2N S\u00c1CH MUA NH\u00c0 \u0110\u1ecaNH C\u01af M\u1ef8<\/strong>
\nKhi \u0111\u00e3 x\u00e1c \u0111\u1ecbnh \u0111\u01b0\u1ee3c \u0111\u1ecba \u0111i\u1ec3m mua nh\u00e0, vi\u1ec7c ti\u1ebfp theo b\u1ea1n c\u1ea7n chu\u1ea9n b\u1ecb l\u00e0 thi\u1ebft l\u1eadp b\u1ea3ng ng\u00e2n s\u00e1ch chi tr\u1ea3 v\u00e0 t\u00edch c\u00f3p h\u1ee3p l\u00fd. \u0110\u1ec3 c\u00f3 kh\u1ea3 n\u0103ng \u0111\u1ea7y \u0111\u1ee7 mua nh\u00e0 \u1edf M\u1ef9, b\u1ea1n ph\u1ea3i \u0111\u01b0\u1ee3c ch\u1ea5p thu\u1eadn cho vay b\u1edfi c\u00e1c ng\u00e2n h\u00e0ng. H\u1ecd s\u1ebd nh\u00ecn v\u00e0o thu nh\u1eadp h\u00e0ng th\u00e1ng tr\u01b0\u1edbc khi \u0111\u1ed3ng \u00fd cho vay. \u0110\u1eb7c bi\u1ec7t t\u1ea5t c\u1ea3 c\u00e1c lo\u1ea1i thanh to\u00e1n nh\u00e0 t\u1ea1i M\u1ef9 ph\u1ea3i \u1edf trong m\u1ee9c d\u01b0\u1edbi 36% t\u1ed5ng thu nh\u1eadp c\u1ee7a b\u1ea1n.<\/p>\n

3. XEM X\u00c9T D\u00d2NG TI\u1ec0N<\/strong>
\nB\u1ea1n ph\u1ea3i chu\u1ea9n b\u1ecb m\u1ed9t kho\u1ea3n ti\u1ec1n \u0111\u1eb7t tr\u01b0\u1edbc cho c\u00e1c chi ph\u00ed v\u00e0 k\u00fd k\u1ebft h\u1ee3p \u0111\u1ed3ng. \u0110\u1ec3 mua nh\u00e0 b\u00ean M\u1ef9, \u00edt nh\u1ea5t l\u00e0 v\u1edbi h\u00ecnh th\u1ee9c tr\u1ea3 g\u00f3p b\u1ea1n ph\u1ea3i tr\u1ea3 tr\u01b0\u1edbc 20% gi\u00e1 tr\u1ecb th\u1eadt c\u1ee7a c\u0103n nh\u00e0. Trong tr\u01b0\u1eddng h\u1ee3p c\u00f3 th\u1ebb th\u01b0\u1eddng tr\u00fa l\u00e2u d\u00e0i b\u1ea1n s\u1ebd \u0111\u01b0\u1ee3c ch\u1ea5p nh\u1eadn m\u1ed9t kho\u1ea3n vay l\u1edbn h\u01a1n \u1edf ng\u00e2n h\u00e0ng. \u0110\u1eb7c bi\u1ec7t n\u1ebfu \u0111\u00e1p \u1ee9ng \u0111\u1ee7 \u0111i\u1ec1u ki\u1ec7n b\u1ea1n s\u1ebd ch\u1ec9 ph\u1ea3i tr\u1ea3 tr\u01b0\u1edbc 3% gi\u00e1 tr\u1ecb c\u0103n nh\u00e0.
\nTuy nhi\u00ean c\u00f3 m\u1ed9t l\u01b0u \u00fd khi tr\u1ea3 g\u00f3p mua nh\u00e0 b\u00ean M\u1ef9. V\u1edbi nh\u1eefng kho\u1ea3n thanh to\u00e1n d\u01b0\u1edbi 20% b\u1ea1n s\u1ebd m\u1ea5t th\u00eam m\u1ed9t kho\u1ea3n chi ph\u00ed cho kho\u1ea3n b\u1ea3o hi\u1ec3m th\u1ebf ch\u1ea5p t\u01b0 nh\u00e2n \u0111\u1ec3 ph\u00f2ng khi b\u1ea1n kh\u00f4ng \u0111\u1ee7 kh\u1ea3 n\u0103ng chi tr\u1ea3. B\u1ea1n ph\u1ea3i xem x\u00e9t \u0111\u1ee7 kh\u1ea3 n\u0103ng chi tr\u1ea3 cho c\u00e1c kho\u1ea3n ph\u00ed k\u00fd k\u1ebft h\u1ee3p \u0111\u1ed3ng. Ph\u00ed k\u00fd k\u1ebft h\u1ee3p \u0111\u1ed3ng \u0111\u00f3 bao g\u1ed3m 5 lo\u1ea1i ph\u00ed. \u0110\u00f3 l\u00e0 ph\u00ed th\u1ea9m \u0111\u1ecbnh gi\u00e1, ph\u00ed thu\u00ea lu\u1eadt s\u1ef1, ph\u00ed ki\u1ec3m tra, l\u1ec7 ph\u00ed vay v\u00e0 chi ph\u00ed cho vi\u1ec7c t\u00ecm ki\u1ebfm danh hi\u1ec7u.
\nB\u1ea1n ph\u1ea3i c\u00e2n nh\u1eafc kh\u1ea3 n\u0103ng thanh to\u00e1n ph\u00ed k\u00fd h\u1ee3p \u0111\u1ed3ng. Ph\u00ed h\u1ee3p \u0111\u1ed3ng \u0111\u00f3 bao g\u1ed3m 5 lo\u1ea1i ph\u00ed. \u0110\u00e2y l\u00e0 ph\u00ed th\u1ea9m \u0111\u1ecbnh, ph\u00ed lu\u1eadt s\u01b0, ph\u00ed ki\u1ec3m tra, ph\u00ed vay v\u00e0 chi ph\u00ed t\u00ecm ki\u1ebfm ti\u00eau \u0111\u1ec1<\/p>\n

\"\"<\/p>\n

4. T\u00ccM NH\u00c0 M\u00d4I GI\u1edaI B\u1ea4T \u0110\u1ed8NG S\u1ea2N UY T\u00cdN<\/strong>
\nC\u00e1c giao d\u1ecbch mua nh\u00e0 \u0111\u1ecbnh c\u01b0 M\u1ef9 h\u1ea7u nh\u01b0 \u0111\u1ec1u \u0111\u01b0\u1ee3c th\u1ef1c hi\u1ec7n qua m\u1ed9t \u0111\u1ea1i l\u00fd n\u00e0o \u0111\u00f3. V\u00ec v\u1eady khi mua nh\u00e0, \u0111\u1ec3 tr\u00e1nh tr\u01b0\u1eddng h\u1ee3p b\u1ecb l\u1eeba \u0111\u1ea3o, tr\u00e1nh c\u00e1c th\u1ee7 t\u1ee5c r\u01b0\u1eddm r\u00e0 kh\u00f4ng c\u1ea7n thi\u1ebft b\u1ea1n n\u00ean ch\u1ecdn m\u1ed9t nh\u00e0 m\u00f4i gi\u1edbi b\u1ea5t \u0111\u1ed9ng s\u1ea3n uy t\u00edn gi\u00fap \u0111\u1ee1 t\u00ecm nh\u00e0.\n\nVi\u1ec7c t\u00ecm nh\u00e0 m\u00f4i gi\u1edbi uy t\u00edn s\u1ebd gi\u00fap qu\u00e1 tr\u00ecnh mua nh\u00e0 tr\u1edf n\u00ean d\u1ec5 d\u00e0ng h\u01a1n
\nFinding a reputable broker will make the buying process easier<\/p>\n

5. L\u1ef0A CH\u1eccN V\u00c0 XEM X\u00c9T K\u1ef8 NG\u00d4I NH\u00c0 C\u1ee6A M\u00ccNH<\/strong>
\nTr\u01b0\u1edbc khi ch\u1ecdn nh\u00e0 s\u1ebd c\u00f3 r\u1ea5t nhi\u1ec1u y\u1ebfu t\u1ed1 c\u1ea7n xem x\u00e9t. C\u00e1c kho\u1ea3n thu nh\u1eadp c\u1ee7a gia \u0111\u00ecnh b\u1ea1n ra sao, mong mu\u1ed1n v\u00e0 m\u1ee9c s\u1ed1ng c\u1ee7a gia \u0111\u00ecnh. B\u00ean c\u1ea1nh \u0111\u00f3 b\u1ea1n n\u00ean ch\u00fa \u00fd \u0111\u1ebfn nh\u1eefng \u0111\u1ecba \u0111i\u1ec3m c\u00f3 tr\u01b0\u1eddng h\u1ecdc uy t\u00edn. Vi\u1ec7c mua nh\u00e0 b\u00ean M\u1ef9 \u1edf g\u1ea7n c\u00e1c h\u1ec7 th\u1ed1ng tr\u01b0\u1eddng h\u1ecdc s\u1ebd gi\u00fap gi\u00e1 tr\u1ecb c\u1ee7a c\u0103n nh\u00e0 \u0111\u01b0\u1ee3c n\u00e2ng cao h\u01a1n.<\/p>\n

6. TH\u1eceA THU\u1eacN K\u1ef8 TR\u01af\u1edaC KHI MUA NH\u00c0 T\u1ea0I M\u1ef8<\/strong>
\nKhi \u0111\u00e3 t\u00ecm \u0111\u01b0\u1ee3c c\u0103n nh\u00e0 \u01b0ng \u00fd, b\u1ea1n c\u1ea7n th\u1ecfa thu\u1eadn v\u1edbi \u0111\u1ea1i l\u00fd ho\u1eb7c c\u00e1c nh\u00e0 m\u00f4i gi\u1edbi c\u1ee7a m\u00ecnh \u0111\u1ec3 c\u00f3 gi\u00e1 mua nh\u00e0 h\u1ee3p l\u00fd. Sau khi hai b\u00ean \u0111\u00e3 th\u1ecfa thu\u1eadn gi\u00e1 c\u1ea3, ph\u00eda \u0111\u1ea1i l\u00fd ng\u01b0\u1eddi b\u00e1n c\u00f3 nhi\u1ec7m v\u1ee5 \u0111\u1ec1 ngh\u1ecb r\u1ed3i \u0111i \u0111\u1ebfn k\u00fd k\u1ebft h\u1ee3p \u0111\u1ed3ng.<\/p>\n

7. KHI NH\u1eacN H\u1ee2P \u0110\u1ed2NG<\/strong>
\nXem x\u00e9t c\u00e1c \u0111i\u1ec1u kho\u1ea3n h\u1ee3p \u0111\u1ed3ng mua nh\u00e0 \u0111\u1ea5t b\u00ean M\u1ef9 s\u1ebd gi\u00fap b\u1ea1n c\u00f3 nh\u1eefng ki\u1ebfn th\u1ee9c c\u1ea7n thi\u1ebft c\u1ea7n \u0111\u00e1p \u1ee9ng tr\u01b0\u1edbc khi mua nh\u00e0. B\u1ea1n c\u1ea7n ph\u1ea3i ch\u1eafc ch\u1eafn c\u00e1c \u0111i\u1ec1u kho\u1ea3n nh\u01b0 c\u0103n nh\u00e0 c\u00f3 b\u1ecb h\u1ecfng h\u00f3c kh\u00f4ng? C\u00e1c quy\u1ec1n l\u1ee3i v\u1ec1 thanh l\u00fd h\u1ee3p \u0111\u1ed3ng c\u00f3 \u0111\u01b0\u1ee3c \u0111\u1ea3m b\u1ea3o hay kh\u00f4ng? H\u00ecnh th\u1ee9c thanh to\u00e1n l\u00e0 g\u00ec. Xem x\u00e9t c\u00e1c \u0111i\u1ec1u kho\u1ea3n c\u00f3 vi ph\u1ea1m kh\u00f4ng \u0111\u1ec3 c\u00f3 nh\u1eefng gi\u1ea3i ph\u00e1p ph\u00f9 h\u1ee3p.
\nTr\u01b0\u1edbc khi mua b\u1ea1n ph\u1ea3i chi m\u1ed9t kho\u1ea3n g\u1eedi c\u00f3 thi\u1ec7n \u00fd cho ng\u01b0\u1eddi b\u00e1n. Trong tr\u01b0\u1eddng h\u1ee3p h\u1ee3p \u0111\u1ed3ng mua nh\u00e0 th\u1ea5t b\u1ea1i b\u1ea1n s\u1ebd \u0111\u01b0\u1ee3c nh\u1eadn l\u1ea1i s\u1ed1 ti\u1ec1n \u0111\u00f3.<\/p>\n

8. B\u1ea2O \u0110\u1ea2M TI\u1ec0N VAY<\/strong>
\n\u0110\u1ec3 b\u1ea3o v\u1ec7 \u0111\u01b0\u1ee3c quy\u1ec1n l\u1ee3i trong vi\u1ec7c chi tr\u1ea3 c\u1ee7a m\u00ecnh, b\u1ea1n ph\u1ea3i xem x\u00e9t c\u00e1c kho\u1ea3ng b\u1ea3o \u0111\u1ea3m ti\u1ec1n vay v\u00e0 quy\u1ebft \u0111\u1ecbnh c\u00e1c kho\u1ea3n l\u00e3i su\u1ea5t nh\u01b0 l\u00e3i su\u1ea5t c\u1ed1 \u0111\u1ecbnh v\u00e0 l\u00e3i su\u1ea5t th\u1ebf ch\u1ea5p. Nh\u1eefng ng\u01b0\u1eddi b\u00e1n nh\u00e0 h\u1ea7u h\u1ebft s\u1ebd y\u00eau c\u1ea7u b\u1ea1n chu\u1ea9n b\u1ecb b\u1ea3o hi\u1ec3m nh\u00e0 \u1edf v\u1ecb tr\u00ed tr\u01b0\u1edbc khi khi ch\u1ea5p nh\u1eadn kho\u1ea3n vay.<\/p>\n

9. THU\u00ca NG\u01af\u1edcI TH\u1ea8M \u0110\u1ecaNH RI\u00caNG<\/strong>
\nB\u1ea1n c\u1ea7n thu\u00ea ng\u01b0\u1eddi th\u1ea9m \u0111\u1ecbnh ri\u00eang b\u00ean c\u1ea1nh vi\u1ec7c ph\u1ea3i th\u1ea9m \u0111\u1ecbnh cho ng\u01b0\u1eddi vay th\u1ebf ch\u1ea5p. Th\u00f4ng th\u01b0\u1eddng s\u1ebd m\u1ea5t h\u01a1n hai gi\u1edd v\u00e0 chi ph\u00ed kho\u1ea3ng 800$ \u0111\u1ebfn 1500$. Vi\u1ec7c thu\u00ea ng\u01b0\u1eddi th\u1ea9m \u0111\u1ecbnh ri\u00eang s\u1ebd gi\u00fap b\u1ea1n \u0111\u00e1nh gi\u00e1 t\u00ecnh tr\u1ea1ng c\u1ee7a c\u0103n nh\u00e0 c\u00f3 ch\u1ed7 n\u00e0o c\u1ea7n s\u1eeda ch\u1eefa kh\u00f4ng. T\u1eeb \u0111\u00f3 b\u1ea1n c\u00f3 th\u1ec3 th\u1ecfa thu\u1eadn k\u1ef9 h\u01a1n v\u1edbi ng\u01b0\u1eddi b\u00e1n.<\/p>\n

10. K\u1ebeT TH\u00daC H\u1ee2P \u0110\u1ed2NG<\/strong>
\nSau khi th\u1ecfa thu\u1eadn c\u00e1c kho\u1ea3n h\u1ee3p \u0111\u1ed3ng v\u00e0 \u0111i \u0111\u1ebfn quy\u1ebft \u0111\u1ecbnh cu\u1ed1i c\u00f9ng b\u1ea1n s\u1ebd \u0111\u01b0\u1ee3c nh\u1eadn th\u00f4ng b\u00e1o c\u1ee7a ng\u00e2n h\u00e0ng cho vay. K\u00e8m theo \u0111\u00f3 l\u00e0 danh s\u00e1ch li\u1ec7t k\u00ea c\u00e1c kho\u1ea3n chi ph\u00ed ph\u1ea3i chi tr\u1ea3.<\/p>\n

N\u1ebfu c\u00f3 nhu c\u1ea7u c\u1ea7n \u0111\u1ecbnh gi\u00e1 b\u1ea5t \u0111\u1ed9ng s\u1ea3n khi mua nh\u00e0 \u0111\u1ecbnh c\u01b0 t\u1ea1i M\u1ef9, h\u00e3y li\u00ean h\u1ec7 C\u00f4ng Ty CP \u0110\u1ea7u T\u01b0 & Th\u1ea9m \u0110\u1ecbnh Qu\u1ed1c T\u1ebf \u0110\u00f4ng D\u01b0\u01a1ng (INA). M\u1ed9t trong nh\u1eefng c\u00f4ng ty h\u00e0ng \u0111\u1ea7u v\u1ec1 th\u1ea9m \u0111\u1ecbnh v\u00e0 t\u01b0 v\u1ea5n \u0111\u1ea7u t\u01b0 \u0111\u1ecbnh c\u01b0, t\u01b0 v\u1ea5n \u0111\u1ea7u t\u01b0 b\u1ea5t \u0111\u1ed9ng s\u1ea3n \u0111\u01b0\u1ee3c r\u1ea5t nhi\u1ec1u kh\u00e1ch h\u00e0ng tin t\u01b0\u1edfng v\u00e0 l\u1ef1a ch\u1ecdn.